1. Definitions

Platform

The First Rate Bit Fx website, mobile applications, and related services.

Services

All cryptocurrency trading, investment, and related financial services offered by First Rate Bit Fx.

User/You

Any individual or entity that accesses or uses our Platform.

Account

Your registered user account with First Rate Bit Fx.

2. Account Registration

1. You must be at least 18 years old to create an account.
2. You agree to provide accurate, current, and complete information during registration.
3. You are responsible for maintaining the confidentiality of your account credentials.
4. You must immediately notify us of any unauthorized use of your account.
5. We reserve the right to refuse service or terminate accounts at our discretion.

3. Services

• First Rate Bit Fx provides a platform for cryptocurrency trading and investment services.
• All trades are executed automatically based on your instructions.
• We do not provide investment advice or guarantee profits.
• Cryptocurrency values fluctuate, and you may lose money.
• We may impose limits on transactions at our discretion.

4. User Obligations

You agree NOT to:

1. Use our Platform for illegal activities or violate any laws
2. Attempt to gain unauthorized access to our systems
3. Interfere with the proper working of the Platform
4. Use any automated system to access our services without permission
5. Provide false information or impersonate others
6. Engage in market manipulation or fraudulent activities

5. Fees & Payments

• All applicable fees will be disclosed before you complete a transaction.
• We may change our fee structure with 30 days' notice.
• You are responsible for any taxes applicable to your transactions.
• Withdrawals may be subject to processing times and additional verification.

6. Risk Disclosure

Specific risks include:

• Market volatility and price fluctuations
• Regulatory changes affecting cryptocurrency
• Potential technology failures or cyber attacks
• Liquidity risks
• Tax consequences

Past performance is not indicative of future results.

7. Intellectual Property

• All Platform content, trademarks, and logos are our property.
• You are granted a limited license to access and use our services.
• You may not copy, modify, or create derivative works without permission.

8. Termination

• You may close your account at any time by contacting support.
• We may suspend or terminate your access for violations of these Terms.
• Termination does not relieve you of outstanding obligations.

9. Limitation of Liability

Our total liability for any claims related to these Terms shall not exceed the fees you paid to us in the past six months.

10. Dispute Resolution

1. Any disputes shall first attempt to be resolved through good faith negotiations.
2. If unresolved, disputes shall be settled by binding arbitration in accordance with the rules of the American Arbitration Association.
3. The arbitration shall take place in Palo Alto, California.
4. Each party shall bear its own arbitration costs.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

12. Changes to Terms

• We may modify these Terms at any time.
• Material changes will be notified via email or Platform notice.
• Continued use after changes constitutes acceptance.

13. General Provisions

• These Terms constitute the entire agreement between you and First Rate Bit Fx.
• If any provision is found invalid, the remaining provisions remain in effect.
• Our failure to enforce any right does not waive that right.

14. Contact Information

For questions about these Terms, please contact us:

• Email: legal@firstratebitfx.com
• Mail: First Rate Bit Fx, Attn: Legal Department, Silicon Valley Mining Hub 789 Innovation Drive Suite 300, Quantum Tech Park Palo Alto, CA 94301 United States